About Four Elements Adjusters

In an increasingly risky world, unexpected losses can and do occur. Our loss adjusters are here to guide our policyholders through a difficult time and get them back up and running as quickly as possible. We believe you shouldn't have to negotiate with insurance companies alone.We are your insuracne claim advocates. "By your side and on your side."

We are to claims what CPAs are to taxes.

With a staff of combined insurance industry experts who have over 37 years of combined policy, settlement and estimating experience under one roof. Our firm boasts associates who have the highest level of experience at the insurance claim process. This coupled with our esteemed executive team's highest level of designations makes FEA one of the nation’s premier public adjusting groups and advocacy firms. We approach each claimon a case-by-case basis to determine the proper strategy and approach.

The proprietary forensic approach to claims maximization. FEA utilizes its core team of industry veterans to engineer a full proof claim that is built on the detail needed to maximize the insureds recovery in every area of the policy.

Our job is to relieve our clients from the stress and hardship of having to do it alone, understanding which forms need to be filed, what documents to submit, what to say or not say to an insurance company adjuster and how to effectively negotiate the maximum settlement you are due.

What We Do

1. Advocacy & Expertise

By choosing Four Elements Adjusters you gain an entire team of experts and insurance adjusters to represent YOU and YOUR interests. No adjuster employed and paid by the insurance company will fight for YOU or be your ADVOCATE. No matter what they claim in their ads, the insurance company’s main priority is to represent their interests and to save themselves money.

2. Detailed Report

Four Elements Adjusters will complete a detailed property damage repair scope and prepare the cost of recovery report for what is required to repair, restore, or rebuild your property.

3. Preparation of Inventories

Four Elements Adjusters will assist in the preparation of inventories on your damaged personal or business property, contents, and all related items - so you don't have to.

4. Accurate Appraisal

Four Elements Adjusters team of expert appraisers will evaluate and accurately determine the precise value of every item. Four Elements Adjusters also consider your Time Element Losses, such as Business Interruption, Loss of Rents, Loss of Use or Additional Living Expenses - so you get every dime you deserve!

5. Documentation & Filing

Four Elements Adjusters establish a professional line of communication with the insurance company and prepare all necessary documents for your claim. We also make sure we provide the timely filing of all required insurance forms and documentation and avoid any penalties that would cost you or lower your settlement amount.

6. Present Valuations to Insurance Company

Four Elements Adjusters can provide experts such as structural engineers, architects, fine art appraisers, failure analysis and causation experts, certified industrial hygienists, certified water mitigation technicians, and licensed general contractors as needed to fully support and document the claim for maximum recovery.

7. Expert Analysis

Four Elements Adjusters provides estimates, inventories, and other valuations to the insurance adjuster. We will meet with the insurance company adjusters face to face in order to adjust your claim fairly and equitably, thus resulting in a proper settlement for you.

8. Maximize Your Settlement

Four Elements Adjusters will negotiate the best possible settlement whether through consultation, appraisal, mediation or assisting the attorney of choice in litigation. We will fight for you to get the money you deserve - no matter what.

9. 24/7 Support

Four Elements Adjusters will be with you through the entire process. We can be contacted 24/7 and make sure that the homeowner is included and informed throughout the process via email, phone calls, and our exclusive client online access based claims management program.

10. Peace of Mind

Lastly and most importantly Four Elements Adjusters will relieve you of the stress and hardship of having to do it alone, understanding which forms need to be filed, what documents to submit, what to say or not say to an insurance company adjuster and how to effectively negotiate the maximum settlement you are due. We are a team of experts with over 37 years of experience - we want to make sure that every home or business owner does not have to pay for damages out of pocket. ( We know the struggle. ) With Four Elements on your side we will make it our mission to get the maximum insurance payout for your property damages.
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There is absolutely no risk. If you do not receive money for your damages you pay NOTHING.

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