Ignite Gaming - Skokie, IL

Skokie, IL

18,000 sq. ft. roof sections in Skokie, IL

Claim Adjustment

Initial Claim
Final Claim
317 %
Claim increase

Four Elements brought $293,885.00 worth of equity back to the building owners’ asset. The owner had zero out of pocket expenses aside from their deductible and had zero headaches of handling negotiating with their carrier. He was also able to write off the settlement money for his capital improvement using Section 179 of the IRS tax code.

The Challenge

Four Elements Adjusters represented the owner in an insurance claim for storm damage at 8125 Skokie Boulevard in Skokie, IL.  Prior to the storm that took place in April 2020, this building had an older built-up roofing assembly with acrylic coating and the owner was budgeting to replace it. The roof system consisted of multiple roofing layers that was comprised of a wood deck, 1.0” of wood fiber insulation, multiple 3-ply (BUR) built-up roofing systems, and a smooth modified bitumen membrane with an acrylic coating.  

The storm that impacted the building produced sizeable hail accompanied by high wind speeds which caused physical damage to the roof membrane, gutters, downspouts, and perimeter sheet metal. Four Elements Adjusters handled all the negotiations with the insurance carrier. When the claim was settled it resulted in approval of a complete roof replacement, interior protection, new gutters, and downspouts in the amount of $293,885.00. The owner also had code coverage in their policy so the new roofing system would receive a total of 5.5” of new insulation when the existing roof assembly only has 1.0”.

Existing Roof System

• Built -up roofing system

Age / Condition

• 20+ years old Fair/Poor condition for its age


• Wood, 1.0” wood fiber, BUR- built-up roofing systems, and a smooth modified bitumen roofing membrane with acrylic coating.

The Solution

The owner decided to install a fully adhered 60 MIL TPO roof system using the proceeds from the insurance claim. The roof specification chosen followed Mule Hide guidelines for installation of a single ply TPO roofing system over a wood substrate.

Prior to the start of the roofing project the entire interior of the building had to be protected. Since this was a gaming facility, there were hundreds of seats, dozens of computer monitors, lighting, the restaurant, and bar that needed to be protected in order to tear off the roofing system above.  Once interior protection was installed, a certified Mule Hide roofing contractor removed the built-up roof system, insulation, curb flashings, perimeter and flashing metal, and roof accessories to expose the wood decking. All the debris generated during the project were disposed of utilizing a waste management service facility that recycles the material. Upon tear off the wood substrate was inspected by the roofing contractor to ensure it was in suitable condition to accept the new roofing system. Some of the decking was replacing throughout the project. The contractor then installed 5.5 inches of new Poly ISO insulation which was mechanically attached to the decking (The insulation thickness meets R30 insulation requirement for Illinois). When ready, the contractor fully adhered the 60 MIL TPO roofing membrane to the insulation per manufactures requirements.  All seams and laps of the membrane were hot air welded using a Robotic Leister self-propelled hot air welding machine. All roof penetrations were raised to accommodate the new roof height and were flashed using a separate layer of 60 MIL TPO membrane which was fully adhered to the flashing substrate. All new TPO roofing accessories were installed at the penetrations following manufacturer guidelines. New 24-gauge perimeter sheet metal gutters, downspouts, and fascia were fabricated to accommodate the new roof system and installed per manufacturer guidelines. This specification came with a transferable 20-year material warranty from the manufacturer and a Four Seasons Labor Warranty from Four Elements Restoration.

Replacement Specification

• Tear off existing roofing assembly and install a new fully adhered 60MIL TPO roofing system following a specification from Mule Hide.

• Remove all perimeter and flashing metal and replace with new 24-gauge galvanized sheet metal including gutters and downspouts.  

• Install new TPO accessories at all penetrations per manufacturer.


• 20-year material warranty from Mule Hide and Four Seasons Labor from Four Elements